by Joe Hughes | Dec 1, 2024 | Blog, Smart
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for employee benefit plans maintained by private-sector employers. ERISA includes requirements for both retirement plans (for example, 401(k) plans) and welfare...
by Joe Hughes | Oct 1, 2024 | Blog, Smart
Introduction The U.S. Department of Labor’s (DOL) Wage and Hour Division (WHD) administers and enforces the Family and Medical Leave Act (FMLA) for employees of covered employers. The FMLA applies to private employers who employ 50 or more employees in 20 or more...
by Joe Hughes | Aug 1, 2024 | Blog, Smart
Group health plans often provide eligible employees with two regular opportunities to elect health coverage—an initial enrollment period when an employee first becomes eligible for coverage and an annual open enrollment period before the start of each plan year. To...
by Joe Hughes | Jun 1, 2024 | Blog, Smart
The Affordable Care Act (ACA) prohibits group health plans and group health insurance issuers from applying any waiting period that exceeds 90 days. This means that, after an individual is determined to be otherwise eligible for coverage under the terms of the plan,...
by Joe Hughes | Apr 1, 2024 | Blog, Smart
One way an employer can reduce its liability risks is to ensure that its supervisors have the knowledge and tools necessary to comply with all applicable employment laws. This can be achieved by providing supervisors with regular training on what they are expected and...
by Joe Hughes | Feb 1, 2024 | Blog, Smart
The Affordable Care Act (ACA) requires health insurance issuers and self-insured plan sponsors to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees are reported and paid annually using IRS Form 720, the Quarterly Federal Excise Tax Return....
