by Joe Hughes | Sep 1, 2024 | Blog, Popular
Beat the Summer Heat Summer heat can be more than uncomfortable; it can threaten your health, especially for older adults and children. Hot and humid weather can make it more challenging for your body to cool down, leading to heat-related illnesses. If left untreated,...
by Joe Hughes | Aug 1, 2024 | Blog, Smart
Group health plans often provide eligible employees with two regular opportunities to elect health coverage—an initial enrollment period when an employee first becomes eligible for coverage and an annual open enrollment period before the start of each plan year. To...
by Joe Hughes | Jul 1, 2024 | Blog, Popular
The commercial property insurance segment has been characterized by ongoing premium increases for much of the past decade. According to industry data, such rate jumps reached record-setting levels in 2023, surging by an average of 20.4% in the first quarter alone and...
by Joe Hughes | Jun 1, 2024 | Blog, Smart
The Affordable Care Act (ACA) prohibits group health plans and group health insurance issuers from applying any waiting period that exceeds 90 days. This means that, after an individual is determined to be otherwise eligible for coverage under the terms of the plan,...
by Joe Hughes | May 1, 2024 | Blog, Popular
Throughout 2024, there have been significant changes in employment law at the federal, state and local levels. A review of recent and proposed legislation reveals a number of emerging trends that will affect employers for the remainder of the year. Employers should...