by Joe Hughes | Aug 15, 2025 | Blog, Smart
While offering health coverage and benefits for employees and dependents is a major business expense, lost productivity due to physical and emotional health problems can be far more costly for employers. Lost productivity is classified in two ways: presenteeism and...
by Joe Hughes | Aug 1, 2025 | Blog, Popular
Employers that sponsor group health plans should provide certain benefit notices in connection with their plans’ open enrollment periods. Some of these notices must be provided at open enrollment time, such as the Summary of Benefits and Coverage (SBC). Other notices,...
by Joe Hughes | Jul 15, 2025 | Blog, Smart
A health flexible spending account (FSA) is a type of tax-advantaged medical account that reimburses employees for eligible health care expenses that are not covered by their health plans. Both employees and employers can contribute to a health FSA, subject to certain...
by Joe Hughes | Jul 1, 2025 | Blog, Popular
On July 24, 2025, the U.S. Department of Labor (DOL) announced several self-audit programs designed to help employers, unions and pension plans voluntarily assess and improve their compliance with federal labor laws. DOL Self-Audit Programs The DOL self-audit programs...
by Joe Hughes | Jun 15, 2025 | Blog, Smart
To prepare for open enrollment, employers that sponsor health plans should be aware of compliance changes affecting the design and administration of their plans for plan years beginning on or after Jan. 1, 2026. These changes include limits adjusted for inflation each...