Articles
Live Well, Work Well Newsletter – July 2024
Beat the Summer Heat Summer heat can be more than uncomfortable; it can threaten your health, especially for older adults and children. Hot and...
HIPAA Special Enrollment Rights
Group health plans often provide eligible employees with two regular opportunities to elect health coverage—an initial enrollment period when an...
2024 Midyear Market Outlook: Commercial Property Insurance
The commercial property insurance segment has been characterized by ongoing premium increases for much of the past decade. According to industry...
Health Plans: 90-day Waiting Period Limit
The Affordable Care Act (ACA) prohibits group health plans and group health insurance issuers from applying any waiting period that exceeds 90...
2024 Midyear Employment Law Compliance Trends
Throughout 2024, there have been significant changes in employment law at the federal, state and local levels. A review of recent and proposed...
Achieving Compliance Through Effective Supervisor Training
One way an employer can reduce its liability risks is to ensure that its supervisors have the knowledge and tools necessary to comply with all...
Draft Forms for 2024 ACA Reporting Released
The Internal Revenue Service (IRS) has released draft 2024 forms for reporting under Internal Revenue Code Sections 6055 and 6056. Draft...
PCORI Fees Due July 31, 2024
The Affordable Care Act (ACA) requires health insurance issuers and self-insured plan sponsors to pay Patient-Centered Outcomes Research...
ERISA Preemption of State PBM Laws
The issue of whether the federal Employee Retirement Income Security Act of 1974 (ERISA) preempts state laws is complex, with numerous courts...
HSA/HDHP Limits Will Increase for 2025
On May 9, 2024, the IRS released Revenue Procedure 2024-25 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high...